Low fees and high capacity make a network fit for merchant payments, foreign exchange and frequent treasury movement. They do not decide who wins. The durable advantage is the liquidity around the coin, the regulated ability to issue and redeem it, and the operational willingness to own a failed payment.
Build the orchestration. Leave the slogan. A payment company that cannot explain its refund, its licence and its reserve is not a payments company, however fast the transfer was.
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