The object is a set of credentials for companies, owners, invoices, bank accounts, assets and the authority to transact. Reusable. Revocable. Specific to a policy, so a lender and a marketplace do not receive the same disclosure. Not a token. Not a directory of everything the company has ever filed.
Agents make the object urgent. Software cannot sit in an email queue waiting for a PDF to be approved by a person who is on a train. It needs a machine-readable answer. Is this supplier approved. Is this invoice the invoice. May this agent spend. Has the counterparty’s risk status changed since yesterday.